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Mamma Musings

Mamma Musings

How much is your Silver worth

silver candle sticks

Image by LR Annie Spratt via Flickr

A lot of people will inherit antiques and old furniture from family and loved ones when they pass away. We often do not have a lot of room for other people’s possessions in our home, so one alternative is to sell these unwanted items. You can get some excellent advice on the value of old things on the Forbes website, and below you can read more about valuing your silver that you want to sell. Knowing the value of silver antiques is also helpful when you’re purchasing such antique pieces online or from your local antique dealer. The price of an item will not only be dictated by the current market price of silver, but also of the rarity of the object itself, and there are a few considerations that you need to consider.

Silver Plated Objects

If you have any silver that you want to know the value of, the first thing that you will need to do is find out if it is silver plated or not. Silver plating is when a base metal is used which is of a lower value, and then a layer of silver is added creating the illusion that the object is solid silver. You can often tell by picking up an item if it is solid silver or not, as silver-plated objects are usually lighter than solid silver ones. If you are in any doubt, you will be able to take the object to a local jeweller or pawn shop, and they will be able to confirm whether it is silver plated or not.

Sterling Silver

If you have sterling silver items, then these will be solid silver and should also have a hallmark confirming as such. Solid silver pieces will usually either be pure silver or made up of 0.925 parts silver, with 0.075 parts copper. You may see any of the following marks on the silver to confirm its purity;

  • Sterling
  • 925/1000
  • 0.925

If you have solid silver objects such as antique silver, then the value is going to be a lot more than if the item was plated.

The Current Price Of Silver

The next thing that you will need to do is to work out the weight of the silver you have and look at the current prices of silver. You can get the latest market prices on the Bloomberg website, which is regularly updated as the market price changes. When you know the weight of the silver and the current price, you will be able to work out a rough value.

Additional Factors To Consider

There are other factors that you need to consider when trying to value silver. If you are going to sell your silver to someone like a precious metal dealer or a pawn shop, they will often charge you a smelting fee to melt the silver down and recycle it. Another consideration is the aesthetic value of the piece, as you could have silver jewellery that is worth more than the scrap value as it is rare, exquisite, or just beautiful. You could find that someone is willing to pay a little more for the item as they have fallen in love with it. As such, if you do look to sell your silver, you may wish to try selling it privately to a collector before using the services of a pawn shop, depending on how quickly you need the cash.

 

Note: This is a collaborative post
Mamma Musings

5 Refreshing Team Building Activities Staff WILL Love

If your staff run for the hills as soon as they hear the phrase ‘team building’, then you know its time to change tack. But rather than ditching the idea, maybe its time for some fresh, new team building activities.

1 Team building cookery courses

cake

Pic Credit: Pixabay

In many ways, the idea behind a team building activity is to push boundaries, both personal and as a group, gently ‘forcing’ people to communicate, listen and work out the best way of achieving a goal as a collective group.  When this happens and new skills have been learnt, as well as information about each other, then you can put a big tick in the box that says, ‘successful team building activity’.  Thus, you may think that team building cookery courses are the soft option, where everyone turns up, bakes a scone and leaves.

But consider;

  1. Not everyone can cook and/or bake – so the head of accountants who seems so in control of the books needs guidance on how to boil an egg by the intern in marketing.  
  2. Not all cooker courses are the same – from a competitive restaurant challenge to creating making a dish that no one has ever made before, you will be amazed at just challenging some cookery team building activities can be.

Unlike whitewater rafting and other outdoor activities where you end the day wet, cold and aching, with a cookery course you eat what you cook, together.

 

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Mamma Musings

10 Reasons You Feel Tired All the Time and How to Fix It

sleeping

Pic Credit: Pixabay

Always feeling tired but aren’t sure why? You are certainty not alone, as countless other people continue to feel tired despite having enough sleep, with as many as one in five people feeling tired at any given time.   Let’s take a closer look at 10 reasons you may feel tired all the time, and how you can fix it.

Lack of Sleep

We’ll start with the most obvious reason most people are tired all the time –  a lack of good sleep. Sleeping is vital for restoring energy levels, so it’s important that you get a restful night’s sleep with minimal interruptions, while sticking to a regular sleep schedule also helps.

 

Not enough Food

Undereating is another common cause of tiredness. Food gives us the energy to go about our days, so you want to ensure you eat enough calories each day to avoid feeling tired. Your caloric intake varies depending on age, gender, weight, and height, so try work this out an ensure you’re eating enough.

Dehydration

Not drinking enough water is a leading cause of tiredness. The better hydrated our bodies are, the more blood flow to the brain, helping to avoid fatigue and tiredness. So, make sure you’re drinking as much water a possible.

Stress

While we all deal with stress from time to time, suffering from frequent chronic stress has a serious impact on your mental and physical health, including feeling tired all the time. If you frequently suffer from stressful situations, consider stress management techniques such as meditation or yoga.

Sugar

Not only is sugar bad for your waistline, it can have a significant impact on mental functioning when consuming too much.   By decreasing activity of orexin cells, sugar can cause feelings of tiredness after that initial sugar buzz wears off. While difficult, you may want to reduce your sugar intake, especially during the morning and afternoon.

Nutrient Deficiencies

Nutrient deficiencies lead to a lack of focus, increased fatigued, and even physical weakness, with anaemia being an overlooked condition when it comes to tiredness. Consider checking to see if you suffer from iron, folate, or vitamin deficiencies and upping your intake of each should it be lacking in your diet.

Not Exercising

The idea of working out to feel less tired may seem counterintuitive, but it does work, and many don’t realise a lack of exercise is likely causing their tiredness. A sedentary lifestyle may contribute to this, so consider walking, running, or swimming a few times a week – you’ll notice the different immediately.

Skipping Breakfast

breakfast granola

Pic Credit: Pixabay

Many people struggle to eat during the morning time, but this should always be avoided, as breakfast provides our bodies with a much-needed dose of energy to start the day. If you don’t like eating much after waking up, try starting with something small such as a piece of fruit, toast, or some yoghurt. 

Too Much Caffeine

Drinking caffeine-rich beverages such as coffee and energy drinks may offer a short burst of energy, but this becomes a problem when done too often. High sugar and caffeine consumption results in rebound fatigue after the initial energy wears off. Ditch frequent cups of coffee and energy juice, replacing them with water instead.

Food Allergies

Not everyone realises their food sensitives, whether is being lactose intolerant or gluten sensitive, but the symptoms are a nightmare, with fatigue being chief among them. Dairy, gluten, and eggs are a few types of foods that could be causing sleepiness – try dropping them for a while to see if it makes a difference.

Mamma Musings

Looking Fab Wherever You Go

If you love to travel, then compromise is no new concept to you. Wherever you go, you know you’re not going to have all the comforts of home. However, many women take this to mean that they have to leave all their beauty tools behind them. Here, we’re going to look at a few must-haves that can keep you looking fab as you go globe-trotting.

Get items that multitask

This is essential. When it comes to skincare and hair care, you are not going to be able to pack every single item that makes up your usual routine. Instead, you need to look at multitasking skin products like skin food, and 2-in-1 shampoo and conditioner mixes. They help you save on lots of space and, even though they may not be quite as potent as different specialized products, they help stay on top of your routine care so that everything doesn’t have to fall at the wayside all at once.

Your little touches

Make-up can be tricky to take overseas. Not all of your products are going to be allowed on the plane and, even if they were, you don’t want them to take up too much space. Luckily, there are plenty of travel makeup kits and products that are space-saving and budget-friendly. To make sure that you’re always able to find what you need, you should invest in a travel makeup bag, too. These little bags help you confine your make-up to a smaller area so they’re much less likely to get lost in transit and to clutter up all your things.

Care for your hair

If you’ve been to enough hotels, then you know just how dire their hairdryers can be. They will work most of the time, but they are terribly inefficient. If you have long or curly hair, it can take forever to dry it, which will simply discourage you from washing your hair too thoroughly. Instead, it pays to find a mini hair dryer that isn’t going to take up a lot of space but will still provide enough power to get the job done. Especially under the heat and humidity of certain locations around the world, it’s important to give your hair the care that it deserves.

Prepare for the long-haul

Of course, you’re not always going to have the time to look your very best. Doing your make-up and hair on a long-haul flight isn’t always the easiest of things. So, it’s good to have a few little accessories that can help you look glamorous and keep yourself covert when you’re not looking ready for the world. A scarf and a pair of sunglasses in your on-flight luggage can help you easily cover up when you don’t want to be seen. There’s nothing wrong with wanting a little more control over how the world sees you.

You don’t have to sacrifice your beauty and self-confidence to go exploring the world. Make sure you stock up on the travel-friendly items that are going to have you looking and feeling great regardless of where you are.

Note: This is a collaborative post
Mamma Musings

My Untold Story

This story was prompted by a video I saw recently, talking about Untold Stories. I have a story quite similar, but I was almost afraid to share it  as I though my story isn’t about overcoming adversity, or  health issues or traumas.

My story is old school romance that would warm even the coldest of hearts.  There are people in this world who leave a lasting impression where ever they go and with whomever they meet.  This story is about two of those people.

Take a seat! Make a cuppa and grab some tissues.

Ill set the scene – its the early 1950s bad boy meet upper class girl, girls family disapprove. Bad boy gets the hint and runs away to the Navy.  Lets roll on five years.  Bad boy returns to his old stomping group and bumps into said girl. She is upset, very upset. She was engaged to be married the following month. She had just found out her husband to be had a gambling problem and had just sold the furniture of the house they had planned to move into when they got married to pay his debts. She was distraught.  She is comforted by bad boy, two years later they were married and thus began one of the most romantic love stories.

So who are they? They are my dads parents my Nannie and Granada. Their remarkable love story doesn’t end there.

They were the epitome of the popular hash tag used today of “couple goals”. My Granada had a deep love and respect for my Nannie that reflected in everything he did. She got breakfast in bed  almost every morning, her toast cut just the way she liked it.  He opened doors, he pulled out chairs, a gentleman through and through.  If my two boys grow up to respect woman even half of what he did ill know I did my job well.

Lets jump to the 1980s their two kids grown up and married themselves (one being my own dad). The house now empty except when the growing number of grandchildren come to visit to be utterly spoilt.  One morning my Nannie was outside cleaning as she would have done probably every day, she was incredibly house proud. You could have ate your dinner off the glistening floor.  However this day was different, having finished clearing the back garden she looked down and her wedding ring was gone.  She always took off her engagement ring for safe keeping when she was cleaning but never her wedding ring.  In fact she often said she never took it off from the minute my Granda put it on her finger when saying their vows all those years ago. But it was gone. She was utterly distraught.  My Granda searched, the neighbours searched but it was not to be the ring was gone. My Granda bought a replacement ring a couple of months later.  While my Nannie wore it everyday it just wasn’t the same for her. She always believed she would find her wedding ring, countless hours weren’t spent over the next few years looking for it out the back garden in the vain hope her instinct was right.  When she told the story I used to remark she would say the ring was misplaced – not lost, just misplaced.

Ten years later and my Grandas world came crashing down, my Nannie, his beloved wife passed away. I was only young yet I remember it like it was yesterday. My Granda gave me the locket that he gave her before they got married, the date of July 1956 inscribed on the front and black and white pictures of my grandparents when they were 21.  That is my most treasured possession.

holding hands

Pic Credit: Pixabay

From memory it was about two years later when my Dad came running in from the hall way after being on the house phone. My Granda had been out cleaning the shores in his back garden that had become blocked and had found my Nannies wedding ring.  That same shore my Nannie had cleaned multiple times over the previous ten years. None of us could believe it but she was totally right all along, it was never lost, just misplaced.  For a ring that had spent ten years lodged in an outside drain it was still in almost perfect condition.   I actually have tears in my eyes just thinking of this story again.

The ring had been sitting in a little crack just below the shore in their back garden all this time, it was like something out of  movie. It was like a dark cloud lifted from my Granda and from that house that they spent so many happy years.  That was the turning point, he knew then everything was going to be ok.  She was watching over him. He guarded that ring with his life from that point on ward.

My Granda, my best friend passed away in 2015.  I have written about him before.  He was the kind of man that left a lasting impression wherever he went. What I would give for five minutes more.  Maybe one day who knows.  As I write this post that ring that has been on quite the adventure sit proudly on my right hand where it will forever stay until I can pass it to the next generation. That ring could tell some stories…

When my Granda died a good friend bought me a  necklace with the words “Miss me but let me go”, my Grandas last words to me were not to worry that he was ready to go that he lived his life and I was to make sure i did too…….I do try to follow these words…… the missing you is easy its the letting go that will never be.

 

I guess there is a lesson for us all there.  Life is to be lived – there is no trial run, no second chance.

 

 

 

Mamma Musings

Easter Hols time for some de-stressing!!

There is something about the Easter holidays above any other time of the year that means I can actually relax and de stress.  It really is a rarity for me, two young kids, a full time job together with the blog, time off is a precious commodity. I vowed earlier this year that I would make more time for me and more time to relax and de stress.  This has been happening with mixed levels of success.

Rattan Direct have produced a useful guide with tips to help us to destress at home.  The guide talks about the Danish concept of Hygge. Believe it or not I have only been introduced to this concept in recently months. I’ve obviously been living under a rock or something as this seem to me anyway to be really popular.

I am reliably informed Hygge is pronounced hue-guh not hoo-gah and  is a Danish word used to refer to or a conscious appreciation or feeling of content.  Sounds exactly like something we all need.  Basically you don’t buy a Hygge piece of furniture, you buy a piece or repurpose an old piece to bring the feeling into your life.

The Rattan Direct guide sets out 19 helpful hints to help us to invoke that feeling in our own homes.  One of the take away points for me and also the one I should action more is decluttering.  There is something very theraputic about throwing out or giving away things you no loner use, need or want.

One other point I always do for myself and the kids is focus on relaxing sleeping arrangements. Rooms are kept tidy and clutter free, sheets are kept fresh and refreshed often.  I loathe getting into an unmade bed so I have got myself and my kids into the habit of making beds each morning.

If you have any tips for destressing at home do let me know in the comments.

Note: This is a collaborative post.

 

Mamma Musings

3 Credit Card Tips That May Surprise You

People always tell you that you need to pay your credit card bills on time and in full to avoid late fees. After all, you can actually be charged a late fee mere minutes after your payment is due. However, most of us know this already.

But there are other ways to keep yourself financially stable – and even earn a few dollars in the process. In order to help you stay financially healthy, here are three specific credit card tips that will probably surprise you.

Don’t Forget to Collect Cash When You Spend

Just like small businesses select credit card processing companies, you have to pick your credit card carefully. Simply put, you need a card that suits your personal needs. For instance, if you charge in a ton of different places, you should consider getting a standard cash-back credit card.

credit card

Pic Credit: Pixabay

Although some people are not aware of it, these cards can even put some money back in your pockets. Some pay you up to 3% on everything you charge, others offer around 5% on some spending categories. So if you spend 10,000 dollars on groceries yearly, like most families do, you’re looking at 300 dollars.  

Paying just the Minimum is Definitely Not a Good Idea

Paying the minimum is better nothing, however, it can also keep you in debt for a long time. What’s more, paying the minimum will probably significantly increase the interest revenue for your credit company. If you still don’t understand just how important this is, here’s an example that will illustrate our point.

If you own 10,000 dollars on your card and you’re being charged a 25% interest. In this case, your minimum payment is 3% of your overall balance and you’ll have to pay 300 dollars a month. If you don’t make all of those payments, it will take around 15 years to pay the company off, and your payments will amount to more than 30,000 dollars.

Avoid Cards that Feature the Penalty APR

Like we said before, picking the right credit company is crucial and you should avoid cards that feature the penalty APR. Being late with just one payment will increase your interest rate up to 35%. Yes – just one single payment.

Furthermore, if your card already has the penalty APR, you should close it out as soon as possible. Just imagine – you already owe 20,000 on your card and you’re unable to pay the debt off. Before you know it, you’ll be 25,000 dollars in debt, unable to pay it off and trapped in credit hell.  

The Bottom Line

Last but not least, if you’re carrying a lot of debt, don’t feel too bad about it – you’re certainly not alone on this. Keep in mind that in the past, millions of people managed to pay off thousands and thousands of dollars in debt. Most of them went on to live financially healthy lives after paying off their debts, which means, you can do it too.  

Note: This is a collaborative post
Mamma Musings

Daydreaming about holidays – where to next?!!

Pic Credit: @budgetravel

It’s hardly a secret, my obsession with travel and seeing the world is both well known and well documented. I can’t quite put my finger on exactly when it began but I think a trip to Copenhagen in my teens was the spark. When we decided the time was right to have kids we vowed to continue to travel albeit slightly differently! Traveling with kids can be more challenging but not less rewarding. We have had comments like “how can put your kids through that journey etc” I smile nod – my kids love to travel. They count the days on the calendar to their next adventure. We involve them in the planning from the start.  Its is a family trip so we aim for something for everybody.

My bucket list trips

Last year we made lots of short haul trips and one long haul to one of our bucket list destinations Niagara Falls so where to for 2018?  We haven’t quite decided yet but some of our top picks for the moment include;

  • Cape Town – when I started to look into Cape Town further I was quite surprised at just how much there was for kids to do.  I have romantic notions of outdoor adventures, water activities and good food. The kids love animals and love being outdoor which is why I think Cape Town appeals to me so much.
  • New Zealand – In a similar outdoorsy vein New Zealand appeals for the same reasons.  As a farmer my husband would love to see the large scale farming operations of New Zealand. For me id love to see first hand Queenstown the stunning lakes and glacial formations. However at over 24 hours flying time from Dublin I do think this one will have to wait a little longer until the kids get that bit older.

I reached out to my fellow bloggers to see where they would travel to with their kids if money was no object:

      • Lyndsey of  Me, Him the dog and a Baby  would go back to Orlando, where they got married this time to experience it all again with their daughter.

        aircraft wings

        Pic Credit: Pixabay

      • Pete of   Household Money Saving  would go for a cruise around the Mediterranean for the great weather, the variety of places to visit and the abundance of activities on board.
      • Catherine  of  Rock & Roll Pussycat would love to visit Borneo to visit an Orangutan sanctuary. That sounds really cool to me too!
      • Vicki of Family Travel with Ellie would definitely go on safari  as its  a dream of theirs.  I totally agree on that one, hopefully one day we make it to South Africa to do similar.
      • Sam of  Travelling with our kids would do Route 66 in an RV! One big road trip. I hear you!! This would be an amazing trip, also one which ill add to our bucket list.
      • Lucy of Outnumbered by Bunnies would love to take her daughter to Rome to see the Vatican in particular.
      • And finally some more inspiration on Underrated travel destinations
      • Check out some reasons to visit Thailand from Lauren.

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Mamma Musings

Snow time fun or not!

After finally emerging from the “beast from the East” and the more recent snow fall I can safely say im pretty much snowed out for the moment. However im reliably informed that we can expect the return of some snow at Easter! Please…..enough now.  It was fun for five minutes but even the kids were glad to see it gone. So what did we learn from snowgate, snowmagedden, the beast from the east!!

  • Stock up, to see the supermarket shelves empty was quite surreal.  The shortages of bread made headlines through out the world and has generated tonnes of funny memes.
  • Snow equals tonnes of washing, the kids needed a full change of clothes every time they came in.
  • I spend more time preparing for the kids to go out side than they would actually spend outside, id guesstimate 30 mins preparation time -hats, scarfs, gloves equated to approximate 3 mins of snow play time!!
  • Community spirit is alive and well.  It was really heart warming to see people out helping to clear drives of elderly neighbours or those who needed assistance, getting shopping for them, bringing hot meals. Nothing like a crisis of sorts to bring people together.
  • We all need to own a pair of good waterproof boots just in case 🙂
  • On a more serious note it is important to keep all those key numbers handy as you just never know who you might need to call not just in the event of a weather emergency but at any time and to be honest not just when there is a emergency. Resources such as Contact Number UK are really useful. I book mark the site so that when/ if I do need a number in a hurry I have a central resource to find it.

According to media reports we haven’t seen snow of this magnitude in over 30 years. Don’t get my wrong I did enjoy playing with the kids, building snow men etc  however I probably wont be sorry if it doesn’t appear for at least another 30 years!!

 

Note: This is a collaborative post.
Mamma Musings

Preparing for your child’s birthday party

When you’re hosting a birthday party for your child, you’re likely to experience emotions on every end on the spectrum. From high stress to total happiness when you see their little face having the time of their life, it’s a bit of a rollercoaster. Here’s a few tips to hopefully cut out much of the stress, and leave you to enjoy their special day with them.

1. Discuss the theme

Picking a theme makes preparation much easier. You can tailor the decorations, entertainment and even the food. For some parents this is a breeze – you know what they love so you can guess their choice right away. If your youngster is a little trickier to predict, let them help to pick – it is their day after all! Put some choices forwards to them and let them choose, or work together to think of fun ideas and draw them out of a hat.

2. Pull together an invite list

Once the theme of the party is decided, next it’s onto the invite list. This can be the bane of many parents’ party planning, because the list has to end somewhere. It’s difficult to whittle a long list down if you’re hosting it at home and can’t accommodate everyone.

3. Write up and send out the invitations

You can make this a fun DIY job, or buy some that match with your little one’s chosen theme. Making them together can be a beautiful way to bond and let them get creative, and it makes it more personalised for the guests you’re inviting.

4. Organise the entertainment

Booking entertainment of course depends on your child’s preference. It also depends on the theme of the party (it’s got to be consistent, right?). For example a princess theme and a visit from a little girl’s favourite Disney princess goes hand in hand. Find something to suit your budget, and find something you know your child will love. Of course, you might be going for something a little more relaxed and might not have a direct form of entertainment in place. That’s also fine, but make sure you’ve got enough planned to keep them occupied!

5. Make a schedule

Planning ahead mitigates the risk of any hiccups on the day. Plan how you’re going to decorate, plan the food you’re going to make and plan for any fun activities that will be taking place throughout the party. In terms of food, it’s worth preparing some that you can freeze earlier in the week, to stop a mad rush as the time of the party get closer.

6. Buy your supplies

It’s always better to over-buy than to run out. Depending on how old your child and their guests are, you could end up catering for parents as well as children. For this reason, you should sufficiently stock up on enough food and drink for the duration of the party. A full toddler is definitely better than a hungry one! If you’re doing party bags, you can buy pre-made or prepare your own.

7. Clean the house twice

It’s obvious to most that you want your home to make a good impression on guests. A tidy kitchen, pristine wood flooring, and glistening windows – they make all the difference. However, a big clean the day before – or even worse, the day of – the party can be stressful. If you do a thorough clean a week or so before, you’ll hopefully only need to give it a once over before guests begin to arrive.

8. Practice ‘thank you’s’

You little one is likely to be receiving presents. It is their birthday, after all. To make sure they’re polite to their friends, practice saying thank you and make sure they understand its importance. This is obviously worthwhile generally, but it’s especially significant at their birthday party.

Most importantly, try and have fun with it. Don’t take it too seriously and enjoy spending time with your little one and their friends.

 

Note: this is a collaborative post