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Mamma Fairy

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ENERGY STAR APPLIANCES CAN SAVE YOU MONEY BY LOWERING YOUR ENERGY COSTS

Save on Your Energy Costs With Energy Star

One of the complaints I hear from some folks thinking about a new appliance is that Energy Star certified appliances are too expensive and don’t really save you a lot of money on your prepaid energy bill.

Well, the first part is true. Energy Star certified appliances are more expensive because they are more energy efficient. The part about them not saving you a lot of money is… well, wrong. The truth is they do save you money. However, consumers must face the hard part: educating themselves about the appliance they are looking to buy. Just because something has the Energy Star label on it doesn’t mean it will save you money if it doesn’t do the job you need it to do. Different consumers are going to use different appliances different ways. You need to keep you usage habits in mind when you go shopping.

The big energy loads that are going to make a difference when it comes to Energy Star compliance are refrigerators, air conditioners, furnaces, washing machines, and water heaters. Take for example water heaters. Water heating can account for 14%–25% of the energy used in your home. Generally speaking, consumers have three options (not counting solar) when it comes to water heaters: the standard tank, an energy star compliant tank, or an on-demand system. Water heater tank will heat the water but they have the hidden cost of stand-by energy use. In other words, they keep the water hot while its waiting to be used. The only way to save money on a tank is to make certain that the energy used to heat the water has as much thermal energy wrung out of it as possible.

The Department of Energy estimates that in 2018 most residential hot water in Texas is heated in a hot water tank heater that is 5-9 years old and does not have a heater blanket installed. A 50-gallon standard electric tank water heater costing about $200 rated at 0.86 to 0.95 efficiency can use $370 to $410 per year.. Electric heat pump water heaters can cost 3 to 8 times more but use half as much energy to provide the same amount of hot water (compare these two hot water energy guides for a standard and a heat pump from Lowes). Gas waters are also available with similar comparison results. One of the chief differences is that more efficient heat transfer means it is more difficult to vent cooled exhaust so heaters now have fans built into them.

Most tank heaters will last about 10 to 12 years depending on the water. Like it or not, the tank will eventually rust out and begin to leak. The best way to beat this is by using a whole-house tankless on-demand system. By heating water only when it’s needed, gas tankless water heaters cut water heating expenses by 30% to 60%, while also providing continuous hot water delivery. The drawback is they cost about on average 5 times more (about $1000; not including labor and additonal parts). Lifetime averages are 20 years. The point is that if you can cut your yearly bill in half, you are saving money. Let’s look at the costs this way:

If you go the tankless route, you can also eliminate the expense of replacement every ten years and save even more. Either way, you DO save money with Energy Star appliances and add value to your home.

Note: This is a collaborative post
Features

3 Signs Of A Strong Blog

blog letters

Pic Credit: CCO Licence

If you are hoping to make your blog a success, there are many things that you are going to have to focus on to make that a reality.  Whether you are looking to monetize it, or just run a good blog for the sake of it, much of what you need to do will be the same, and it is all the kind of thing that you can work on whenever you like. Many people who run blogs are not aware of much of this, but the best bloggers are, and if you want to be one of them then these are all issues you will need to think about too. In this article, we’ll go through three of the signs of a strong blog – as long as yours has all these, you are probably moving in the right direction. If not, you have work to do.

Good Name

One of the first things you will do is to name your blog, and it is also one of the most important. After all, people are going to talk about it, and you want them to be able to remember clearly what it is called and that it will be something that sticks in people’s minds in conversation. You also want to be able to get the appropriate URL for that name too, so you should seek out domain names at the same time as trying to title your blog. Otherwise you might be scrambling round to try and make it all fit together later on, and that will generally be much harder to achieve. Do it all to start with, and you will find that it is much easier to get right.

Simple Design

In many respects, the design of the website that hosts the blog is the most important thing, as it dictates how many visitors you are going to get and so on straight away. You need to try and keep this design simple above all, as it is simplicity that ensures that people can find their way around it and so on without hassle. It is also going to mean that they are much more likely to enjoy their experience of the blog itself. If you are having trouble with this, consider hiring the professionals to carry out your web design for you. That way, you can be sure of its success and simplicity.

Constant Content

Your readers are going to want to have a lot to read, so you have to make sure that you are constantly updating your blog as often as you can. That doesn’t mean multiple posts a day, but certainly posting one item a day is not going to be a problem. This will also help to keep you high up on the search engines results pages, which is going to be one of the main ways in which people find you. Create constant high-quality content, and you will find that your blog is much more popular indeed, and much more successful. 

I recently came across an excellent article with productivity tips to aid during the current pandemic. Lots of great advice that I am taking on board myself to use this time wisely.

Note: This is a collaborative post
Mamma Musings

Why Is There a Lack of Libido in Your Relationship?

When you become a parent, you may have noticed that both yourself and your partner are lacking in passion, which was perhaps never the case before your child was born. A lack of intimacy can severely impact relationships, but you may not be aware of the cause behind the issue.

Lack of libido affects more than one in five men and an even higher percentage of women. Therefore, it’s a fairly common problem in many relationships. If you’re concerned about either your own or your partner’s libido, it would be worth seeking the help of a professional who could give you the advice you need to get your intimate relationship back on track. Here are some of the most common reasons:

Relationship problems

You may have never considered that your relationship was in any kind of trouble, but if you feel as though you don’t want to be intimate with your other half due to a gradual lack of attraction, then this is often difficult to fix. There may be a vast number of other reasons why your relationship is having difficulties; such as lack of trust, friction with both careers and diverse parenting methods.
You may be in a long-term relationship which has changed dynamically over the years – perhaps you now see your partner in a friendly manner rather than romantically. Likewise, you may have been sleeping in separate beds since your child has been born which can affect your intimacy levels.

Hormones

Less commonly, hormones can cause a lack of interest in sex. Conditions such as hyperprolactinemia can have a negative effect on your sex drive; in which there is a raised level of a substance called prolactin within the blood. Another hormonal problem is suffering from an underactive thyroid. Hormone issues are most commonly associated with women rather than men, meaning that male needs are often overlooked in society when it comes to lack of libido. Ehormones MD offers an HGH therapy clinic, providing human growth hormone injections to reinstall the necessary hormones in the body and help reinforce passion back into your relationship.

Stress and exhaustion

As a parent, you are no stranger to the immense responsibility that comes with taking care of your child, maintaining the home and keeping on top of your work and social relationships. Feeling stressed and overtired can take its toll on your happiness and can even cause a real lack of interest in the things you once loved to do. In these cases, it would be best to speak to your GP on how to move forward; either by taking medication or seeking therapy.

Contraception

Since having your child, you may have started on contraception until you’re ready to conceive again, but with this, often comes the side effect of having a severe lack of interest in intimacy. Be assured that this usually only happens when you are on a new contraceptive method and should start to improve over a few months.

Whether it’s due to a medical condition or psychological factors, there may be underlying factors that caused the lack of intimacy with your partner. For women who have certain health issues, such as vaginismus, vulvodynia, and vaginal atrophy, these conditions oftentimes lead to painful sex. Vaginal dilation therapy using vaginal dilators is a viable treatment option to improve tolerance to penetration, help restore the vaginal opening, and ultimately, treat painful sex.

 

Note: This is a collaborative post
Features

Should You Buy a Used Car Warranty?

Fixing a car

Pic Credit: Pixabay

Used car warranties can be useful should a vehicle become damaged, but this doesn’t mean that there aren’t factors that need to be considered beforehand. 

Regardless of whether you’re purchasing a vehicle for the first time or looking to take out a warranty on a vehicle you already own, there are some considerations that should be made before committing to a used car warranty. 

What Does a Used Car Warranty Cover? 

The cover a used car warranty offers can differ depending on the provider chosen. There can also be some confusing terms and conditions which can almost seem contradictory to some. 

As there is no way of determining what could go wrong with a vehicle, there could be instances when some faults aren’t covered. For example, any damage that occurs when your car is being transported by a car shipping company will not be covered by a warranty.

This can happen in scenarios where poor workmanship has been shown, as well as damage attributed to general wear and tear. 

How Much Does a Used Car Warranty Cost? 

In many instances, it has been shown that even the cheapest car warranty can be £100 more than the average cost of a repair. 

However, there can be instances where some could find that the car warranty, they take out can be up to as much as ten times the cost of an average repair. 

This isn’t to say that a car warranty can’t be beneficial, but it can take a lot of research to ascertain what type of warranty is best suited, and by the time the policy has been tweaked, it could become more expensive than first thought. 

The Jargon Associated with Used Car Warranties 

Another issue that many have with used car warranties is some of the jargon that is used. The following is a breakdown of some of the jargon used when perusing car warranty options. 

  • Age Limit: Some used car warranties can have restriction in relation to the age of the driver.

    blue car

    Pic Credit: Pixabay

  • Claim Limit: The aspect of a car warrant details the maximum amount awarded with each claim. 
  • Betterment: If a repair or new part has made the car more valuable, then a further cost could be incurred. 
  • Consequential Loss: Instance where one car part affects another, which isn’t always covered with all used car warrantied. 
  • Excess: The percentage that a vehicle owner must pay in relation to repairs. The amount charged can depend on the type of vehicles as well as the level of cover the policy offers. 
  • Garage Choice: Some used car warranties may dictate that only approved garages can be used, which gives the vehicle owner less choice when it comes to the cost of the repairs. 
  • Mileage: As well as other limitations, the amount of distance travelled so far could also have an impact as to how much a car warranty is. 

Should You Buy a Used Car Warranty? 

Given the many factors that need to be considered in relation to a car warranty, it’s safe to assume that they’re not for everyone. 

However, if you are considering a used car warranty, then it’s of the utmost importance that a regulated provider is used. This will ensure that a cooling-off period is in place should the warranty not meet your requirements. 

Features

Affording Your New Car!

Everyone wants a brand new and shiny car to travel around in, but getting to the point of being able to afford it isn’t always smooth sailing. You want to be able to get behind the wheel of a car that’s all yours (used or new), and you want to be able to afford the new car, too. You don’t always have to buy a vehicle outright, though, and that’s important to know.

car keys

Pic Credit: Pexels

You may need a car for convenience, or you may need it for leisure trips up and down the country with your weekends. It’s easy to think about the vehicle you’ll cruise in, but it’s not easy to consider how you’re going to pay for it. So, let’s check out the ways that you can start to consider affording your new car.

Dealership Finance

Did you know that most dealerships will offer you finance, such as https://www.lrc4x4.co.uk/finance.php? Wherever you buy your car from, you shouldn’t have a problem looking at the finance options available for your particular vehicle. Financing your vehicle can come in many different ways, but it’s going to help you to work out what you can afford each month on finance and go from there.

Personal Lease

You can choose a fixed amount to pay on a personal lease. However, you don’t own the car, and you will need to either extend the lease or you give the car back at the end.

PCP = Personal Contract Plan

Usually, these cost less each month, but rather than paying the main price for your car, you agree to pay the amount of cash between the sale price of the car and the resale price. At the end of the plan, you need to hand the car back. If you want to keep it, you pay the resale price!

Personal Loans

You can take out a loan to afford your car, but many people prefer not to go for the personal loan route. You would need to have good credit, and you’d need to think about how you would plan to pay off the car if you lost your job.

Those options above will help you to get the car that you want, but you also need to think about saving money when you have the car that you choose. You can be more economical in your choices of car size, the best fuel, and how much you plan to drive. The longer you drive, the more you spend money on your car. You can also save money by choosing pre-reg vehicles. These cars are brand new and bought at a discount with the dealership. 

Lastly, you can save money on your new car by selling your old one. You can also look at exchanging your car with your dealership and paying the difference in a new one. It’s a great way to save some cash, and your vehicle will be one that you love off the lot! There are savings to be made: go and make them!

 

Note: This is a collaborative post
Features

Managing Your Small Business Independently

Running your own small business can be such a rewarding experience, but tackling all of the various tasks and responsibilities can be an almost overwhelming experience that can discourage you from continuing with such hard work. Staying in control of your company is so important, and you have to make an effort to take steps towards organisation and productivity combined. Luckily, it needn’t be so difficult to manage your small business independently when you have the right tools to do so, and there are a few simple tips and tricks that you can make the most of to aid you in your quests. So, if you’re ready to find out more, then read on to uncover some of the best tips and tricks that you can make the most of today! 

door open sign

Pic Credit: Pexels

Write It All Down 

One of the most beneficial activities that you can take part in to ensure that you can keep control of and properly manage your small businesses is to write everything down. Whether this means making a detailed daily plan of the tasks you must complete, or taking a note of all of the important things you have to remember such as customer details or supplier phone numbers – you can’t expect yourself to be able to remember all of the information that you get each day, as this is extremely overwhelming. It’s a good idea to purchase a large notepad with lined pages that you can carry with you at all times, as just writing things down on bits of paper here and there means you’re likely to just lose them all over time. Writing all of your tasks down will also give you the opportunity to tick each job off as you complete it, which can be such a motivation and encouraging process as you see the page begin to fill up with ticks! 

Outsource Online Support 

Even though you may not want to seek out the help of another employee for whatever reason, outsourcing some online support could help you to stay in control of your small business. There are many mundane tasks that an owner or manager is often left to tackle, yet there are many other options that you can explore that can offer the perfect solution. Whether you seek out specialist IT support that can help to keep your online site up and running without the need for your intervention or set up some ELMO cloud payroll services that can deal with your financial commitments from a remote location, don’t feel the need to suffer through all of these tasks on your own when you can easily get quick short or long term help. 

Managing your small business independently has never been so simple when you are able to make the most of the top tips and tricks detailed above! Make sure you always have a trusty notepad handy to jot down all of the important details, and tick off your tasks as you go for extra motivation! 

Note: This is a collaborative post
Mamma Musings

Working from home – one year in

Once my second son was born I knew working from home would be really important to me and im delighted my current work/ blog situation allows this to happen. However working from home does have its pro and cons and I knew from the outset setting boundaries would be the most important part as it can be so easily to get consumed by work and end up using every waking minute to log on, check emails etc.

So one year in I though I do a post considering the pros and cons from my own experience:

Pro’s

  • I love being able to drop the kids to school/ activities. Yes I probably am that parent who is enthusiastically encouraging from the sidelines!!
  • If one of kids is sick etc, im not stressed about organising emergency childcare etc, I can be there.

    laptop on desk

    Pic Credit: Pixabay

  • My time is my own – I can work early mornings or late at night but key is to be disciplined. Say you decided to do 5 hours a day…you need to cut it at that otherwise the temptation is for it to drift to much longer days. I can be guilty of “just checking an email” which turns into either a job being done an hour or two can have lapsed.
  • Chatting to fellow remote workers/ blog buddies one of the things that crops up most is a better work/life balance which is what I have been striving for, for many years now. I know Laura of Miss LJ Beauty  agrees for her too living in a really remote location makes working from home a no brainer for her. Rachel from Coffee Cake Kids  agrees too being able to attend sports days, school events was a key driver for her in choosing working from home.
  • No rush hour traffic!! My bus stop was half way along the route so I never got a seat!! Standing on a jam packed bus is no fun.
  • Recently I have seen technology improvement’s such as a messaging platform which enable me to remain close to my customers despite being physically distant from them.

Con’s 

  • Ill be honest I miss the camaraderie of the office, the water cooler chat, the coffee break gossip! Lately I have been giving consideration to the use of serviced office spaces local to me while the kids are at school, something like Click Offices Dublin where you can rent either a designated desk or a hot desk space. Great idea for people like me who like to work for themselves but also like the idea of social side of the office. Human interaction can be a deal breaker for some and one of the reason they don’t like the idea of working from home.
  • Another con for me is that there is no “down time” the feeling of leaving work behind as you skip out the door at 5.30 on a Friday.

    computer keyboard

    Pic Credit: Pixabay

  • A lot of people have asked do I worry more about my mental health being home full time.
  • Distractions – coupled with the necessity to be disciplined I find sometimes at home I might say “oh ill just stick on this wash or make the bed” them im back working rather that being more disciplined and getting it done in the hours I had allocated to work.
  • Having worked in an office for many years, then working at home for yourself it can be easy to miss the support services such as IT, Facilities etc particularly when things go wrong!!

On balance I love the flexibility of working from home, I feel so much more present in my kids lives and I don’t have the fear of missing plays/ sports days etc, work life balance has vastly improved.

 

Note: This is a collaborative post

 

Home & Interiors

Carpet Cleaning Dublin – Review

A couple of weeks back the very lovely people at Carpet Cleaning Dublin asked me if I would like to try out their service.  This was an offer I could never refuse! I see lots of people online embracing the cleaning craze thanks to Mrs Hinch and her army of so called Hinchers! Not me!! Don’t get me wrong I do keep the house clean and tidy but I don’t enjoy cleaning!

We have 2 arm chairs in our office/ play room and a cream (I know i know!!!) carpet in our sitting room so I thought it would be ideal to try out the service on these.

The company

A little about the company first.  Carpet Cleaning Dublin provide carpet and upholstery cleaning services around Dublin and surrounding areas. Their carpet cleaners are professionally trained for carpet, upholstery, leather cleaning and floor cleaning. They offer our cleaning services to all domestic or commercial customers, working with landlords, homeowners, tenants, estate agents etc In addition to carpets I was surprised to learn they also do rug cleaning, upholstery cleaning, mattress cleaning, stain removal and leather care. A huge plus too is their eco friendly credentials.  Unlike many services, they can provide 24 hour availability. Very handy particularly for commercial organisations I would think. They respond really quick and provide free quotes.

The Service

Two very polite team members arrived early that morning and straight away set to work.  They were ultra professional and efficient.  I was really impressed at the professionalism of the two team members who arrived to our house. A credit to the company no doubt about it.  It took a couple of hours to deep clean both and before leaving they advised that they couldn’t be used for 24 hours to let them dry out.

Overall

Hand on heart this was a fantastic result. I understand that not all stains may have come out but with two young kids, there was a mix of yogurts, calpol, milk  and all sorts which I wasn’t totally convinced could be removed. The before and after is opposite. It speaks for itself. Really fantastic job and and we are genuinely thrilled, so much so we plan on getting Carpet Cleaning Dublin back for our stairs and in time the kids mattresses.

 

I can genuinely recommend this service, professional, hard working and the result is even more than I had hoped. They can be contacted via the online form or the email and mobile on the site. Full marks from the Mamma Fairy house.

 

 

Fairy Travels

How to Enjoy a Day Trip to Oxford

Oxford is a great destination. It is small, walkable, and full of history and beautiful buildings. It makes for the perfect day trip for those who live nearby in the Cotswolds, London, and other surrounding areas. So book those train tickets, get in early, and follow this guide for the ultimate day trip to Oxford: 

Start with a Breakfast at a Café 

Oxford has a thriving café culture so enjoy it first hand by fuelling up with breakfast once you get in. You’ll need the energy! 

Follow Up with a Walking Tour 

A great way to learn about the town and the university is by taking a walking tour. You’ll get your bearings, learn about Oxford, and of course, see some great buildings and sites. 

Some top walking tours to look into: 

  • Oxford Castle District 
  • Bodleian Library 
  • University Church of the St. Mary the Virgin (you can go up the tower for great views!) 

Have a Quick Lunch at a Fan Favourite 

There are many great cheap eats in the city, thanks mainly due to its large student population. You’ll be able to find Thai favourite nedsnoodlebar.com, plus pubs, pizza places, and so much more. Stick with something fast and cheap and delicious for lunch, because in the afternoon you’ll want to explore more of the university on your own time.  And if the huger strikes  in the afternoon there are many wonderful afternoon tea experiences to tempt you.

Explore the University 

The University of Oxford is huge, and many of its colleges are available to explore for tourists. In fact, most of the colleges are even free to enter. 

Free Entrance Options

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Pic Credit: Pixabay

You will want to check in advance before visiting these free-to-enter colleges because though they don’t require payment, some may ask you to notify them in advance that you are coming, or book to attend one of their tours. You will also often be asked to donate to keep the tours going, so feel free to give what you can! 

  • All Souls College 
  • Corpus Christi College 
  • Exeter College 
  • Harris Manchester College 
  • Hertford College 
  • Keble College 
  • Kellogg College 
  • Lady Margaret Hall
  • Lincoln College
  • Mansfield College
  • Nuffield College
  • Queen’s College 
  • Somerville College
  • St. Anne’s College
  • St. Catherine’s College
  • St. Edmund Hall
  • St. Hugh’s College
  • St. John’s College
  • St. Peter’s College
  • Wadham College
  • Wolfson College
  • Worcester College

Paid Entrance 

There are only eight colleges that have entrance fees, but compared to what you might be used to, these college prices are very affordable and usually include lower ticket prices for concessions. 

  • Balliol College (£3) 
  • Brasenose College (£2) 
  • Christ Church (£7 – £10) 
  • Jesus College (£2) 
  • Merton College (£3)
  • New College (£5)
  • Oriel College (£2)
  • Trinity College (£3)

Appointment-Only Entrances 

Though you can visit these colleges, and will often be able to visit them for free, you will need to book an appointment to enter.

  • Green Templeton College 
  • Linacre College

    oxford

    Pic Credit: Pixabay

  • St. Antony’s College
  • St. Cross College
  • St Hilda’s College
  • St. Stephen’s House
  • Wycliff Hall

Best Colleges for Your Day Trip 

That’s a lot of options! You won’t be able to see all of them in one day, so to help you choose the best of the best, here’s the roundup of the top five: 

  1. Christ Church
  2. Trinity College
  3. The Bodleian Library 
  4. Exeter College
  5. All Soul’s College 

With so much to do and see in Oxford, you can go for a day or a week and still have so much to do and enjoy. 

 

Note: This is a collaborative post
Mamma Musings

Balancing a Degree with Family Life: A Guide

laptop

Pic Credit: Pixabay

Taking a course or qualification can help to boost your career and self-esteem. However, how do you focus on your own education when your kids are still in school? Balancing family life with your new commitment to education can be highly fraught. This guide will help you to understand the best ways that you can both gain a qualification for yourself and ensure you can still spend time with your family. 

Take an Online Degree

Online degrees are some of the best options for mature students who want to focus on their family life. This is because you can conduct online degrees from anywhere in the world, ensuring that you do not have to leave your family home or go away for months at a time to complete your qualification. Instead, you will be able to submit your assessments, watch seminars and lectures, and use college resources from the comfort of your own home, leaving you to spend more time with the people you love. For instance, Merrimack College’s online M.Ed. in High School Education can help you to achieve the qualifications you need for teaching without living on campus.  While perhaps not available for online degrees, if you do decide to go college. It can be well worth checking out if any scholarships are available such as those available from Nancy Etz

Look for Childcare Facilities 

If you have a small child and want to be able to take them with you to your lectures and seminars at a physical college, you should also look for childcare facilities on campus. It can be hard to find a babysitter to cover all of your lectures and to ensure that you do not miss out, many college campuses’ have free care facilities for young children, which let you drop them off and pick them up around your degree schedule. 

Find Family-Friendly Accommodation 

If you are going away for your education, you should consider finding college accommodation options that are family-friendly. Rather than having to leave your kids at home, there are many colleges that provide self-catered flats and studio flats for parents. These ensure that you do not have to live in accommodation that is difficult for families, such as shared housing or student flats. 

Have Good Time Management Skills 

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Pic Credit: Pixabay

However, one of the major steps that you can take to balance education with your family is to grow your time management skills, allowing you to free up time to spend with your kids. The most effective ways to do this include making a schedule, where you can allot time for both work and play, allowing you to find convenient time blocks within which to do work towards your degree. Having a routine also helps, as this will ensure that you are able to spend a regular amount of time with your kids on a daily basis.

Involve Your Kids

Kids love to be involved in whatever their parents are doing, and this applies to college too. Rather than bar them from your degree activities, why not spend time doing homework together, or let them help you to think of ideas for projects or assessments that you are working on? This will then help to prevent any resentment that your kids feel towards your degree and show them what you are spending time on.

 

Note: This is a collaborative post